Confidentiality: calculations are done locally in your browser. No automatic data transmission is carried out by the tool.
Interactive Tools
Practical calculators and simulators to manage your business with clarity and confidence.
📊Financial ratio calculator
Enter your accounting data and instantly get your key performance indicators with a colorful interpretation.
📈Simulator of the profit threshold
Determine how many units you need to sell to cover your costs and start making a profit.
🎓Quiz – Do you know your accounting?
10 questions to test your knowledge of accounting, finance and taxation. Good luck!
🩺Financial Health Scoreboard
Answer 10 questions about your business management and receive a personalized diagnosis with concrete recommendations.
Financial Calculator Pro
A financial analysis and modelling tool designed to facilitate current business calculations in terms of liquidity, profitability, solvency, activity, financial balance, financial mathematics, borrowing, depreciation and investment valuation.
Financial ratios
GIS
BFR & Working Capital Fund
Profitability threshold
Financial mathematics
Borrowing
Amortization
VAN & TRI
Procedure
1. Module selection
Choose from the top menu the desired area of calculation: liquidity, profitability, solvency, activity, GIS, BFR, threshold of profitability, financial mathematics, borrowing, depreciation or VAN / TRI.
2. Data entry
Provide the requested amounts and parameters in the input fields. Calculations are automatically updated for some modules, while others require a click on the calculation button.
3. Reading results
The results are presented in the form of summary indicators, tables and, according to the modules, graphs facilitating the interpretation and analysis of the financial situation.
4. Navigation
Use the horizontal menu or the Home button to quickly switch from one module to another without reloading the page.
Important:This tool is intended to assist in analysis and decision-making. The results must be interpreted in the light of the specific economic, sectoral, accounting and financial context of each undertaking.
Confidentiality:calculations are done locally in your browser. No automatic data transmission is carried out by the tool.
✅ JavaScript active — Financial Calculator Pro v2.3
📊 Financial CalculatorPro
Rates • Aggregates • Borrowing • Amortization • Financial mathematics
💧 Liquidity
📈 Profitability
🏗️ Solvency
⚙️ Activity
📐 Aggregates
⚖️ Threshold
🧮 Math.
🏦 Borrowing
📉 Amortization
📊 VAN & TRI
💧
Liquidity ratios
Ability to honour short-term debts.
General liquidityQuick RatioCash Ratio
📈
Profitability ratios
Financial performance and value creation.
ROEROAROIMargins
🏗️
Solvency & Debt
Financial structure and leverage.
GearingDebt/EBITDAInt. coverage.
⚙️
Activity ratios
Operating cycle management efficiency.
DSODPODIO
📐
Financial aggregates (GIS)
Intermediate management balances.
EBITDAEBECIFVA
🔄
BFR & Rolling Fund
Balance sheet balance.
FRNGBFRNet cash
⚖️
Profitability threshold
Minimum CA to cover all charges.
Dead pointMargin/CVLevier operated.
🧮
Financial Mathematics
Value of time, rate, annuities, duration.
VF/VAActualAnnuitiesDuration
🏦
Simulation of Emprunt
Complete depreciation table.
Constant bodyConstant capitalIn fine
📉
Accounts receivable
Capital amortization plans.
LinearDegressiveSYD
📊
VAN & TRI
Evaluation and selection of investments.
NPV/VANTRI/IRRTime frame for recovery.IP
Select a module. The buttonReturn to receptionremains available at the bottom right. 100 % local calculations.
💧
Liquidity ratios
Ability to honour short-term debts
Stocks + Claims + Cash
FORMS
General liquidity = AC/PC (standard ≥ 1.5)Reduced liquidity = (AC - Stocks) / PC (standard ≥ 1.0)
Immediate liquidity = Cash/PC (standard ≥ 0.3)
📈
Profitability ratios
Performance and value creation
CA - Cost of sales
🏗️
Solvency & Financial Structure
Leverage and capacity to repay
⚙️
Rateios d-Activity & Rotation
Operating cycle management efficiency
Average balance TTC
Average balance TTC
📐
Management Intermediate Balances (GIS)
Financial aggregates from profit and loss account
Positive = stored
SI - SF
🔄
BFR & Rolling Fund
Analysis of balance sheet financial balance
Resources
Jobs
Active Circulating (excluding treso)
Circulating liabilities (excluding treso)
Treasury
Bank assistance
⚖️
Profitability Threshold & Death Point
Cost-volume-profit analysis
🧮
Financial Mathematics
Time value of money, rate, annuities, duration
Capitalization — Future value
Update — Current value
🏦
Simulation ofEmprunt & Depreciation Table
Monthly, total cost, full table
📉
Accounts receivable
Capital amortization plan
DD/MM/YYYY
📊
VAN & TRI — Investment analysis
NPV, IRR, recovery time, profitability index
